Updated Articles

  1. Minimum Value Standard

    The Minimum Value Standard is a term introduced under the Affordable Care Act that determines whether an employer-sponsored health plan offers comprehensive coverage. If an employer's plan meets this standard and is considered affordable, individ...
  2. Reporting an Offer of a Health Reimbursement Arrangement (HRA)

    Some employers contribute funds to a Health Reimbursement Agreement (HRA) for their employees so that the employees can buy their own private insurance, rather than providing a comprehensive health plan. Individuals who are offered these types o...
  3. How do I Enroll in a Plan?

    Navigate to your dashboard. Select Shop for Plans or Finalize Plans if a plan is already in your cart. Review the details in the Additional Information Needed section. If applicable, check the Does your family qualify for a hardship exe...
  4. What is CSR?

    What are Cost-Sharing Reductions (CSR)? Cost-Sharing Reductions (CSR) are additional savings  that reduce out-of-pocket costs on things like deductibles,  co-payments, and prescription medications, but not premiums or non-covered services.  They ...
  5. Uploading Documents to Your Account

    If you need to upload documents to complete your enrollment or if you are asked to provide documentation to validate an event or information, the steps below will walk you through how to upload your files to Your Health Idaho. Common scenarios in...
  6. Understanding the Employer Affordability Estimator

    How to Use the Employee Affordability Estimator  You can use the Employee Affordability Estimator to determine the affordability of if your employer's coverage. It is considered affordable if the amount of the monthly premium of the lowest-co...
  7. Frequently Asked Questions

    What is Your Health Idaho? Your Health Idaho is Idaho’s state-based health insurance marketplace where you can shop, compare, and choose the health, dental, and vision insurance plan that is right for you. Your Health Idaho is also the only place I...
  8. Troubleshooting Account Access

    Use the troubleshooting table below to address common account accessibility issues. Issue Resolution/Steps I am locked out of my account Wait 30 minutes If you don’t remember your password, you can reset it  during th...
  9. Insurance Carrier Frequently Asked Questions

    Question  Answer  When do I have to make my payment? A binder payment is the first initial premium payment to your carrier. It is due 30 days after you enroll in a plan.  Premium payments are typically due on the first day of t...
  10. Resetting Your Password

    Password Length and Complexity Requirements Protecting your personal information and privacy is of utmost importance at Your Health Idaho. That is why we require that all passwords meet a minimum-security standard.  When setting your p...