Understanding the Employer Affordability Estimator

The Employee Affordability Estimator provides you with the opportunity to assess whether the coverage offered by your employer meets the affordability criteria set by the Affordable Care Act (ACA). This can assist in determining your potential eligibility for a tax credit based on the affordability of your employer-sponsored coverage.

  1. Select the year you are seeking coverage for 
  2. Enter your zip code
  3. Enter your date of birth , and indicate if you are: 
    • Native American
    • A tobacco user
    • Seeking Coverage
  4. Select the Spouse and/or Dependent button to add the information above for all household members
  5. Select Check for Savings to receive a tax credit estimate
  6. Select Browse Plans to continue
  7. You will be prompted to provide additional information about your healthcare needs. Provide your responses and click View Plans to continue. (Select Skip to View Plans to opt out of this section)
  8. Review and compare plans. Use the Sort By and Filter By features located on the left side of the page to customize your search 

Please note that your tax credit estimate is an approximation and may differ from the amount you qualify for.